Rubean AG Reports 170% Revenue Growth in First Nine Months of 2025

German fintech company Rubean AG nearly tripled its revenue to over €3.5 million through September 2025, driven by strategic partnerships including a key license agreement with Central Eastern European payment provider Payten that positions the company for continued expansion.

November 6, 2025
Rubean AG Reports 170% Revenue Growth in First Nine Months of 2025

The fintech company Rubean AG continued its strong revenue growth in the third quarter of the 2025 financial year, with the group's revenue in the first nine months rising by 170 percent compared to the same period last year to over €3.5 million. This substantial increase from €1.3 million in the previous year demonstrates the growing adoption of Rubean's payment solutions across European markets.

Among the newly concluded business deals, the license agreement with Payten, one of Europe's leading payment service providers, is particularly noteworthy as it will enable Rubean to expand its presence in Central Eastern Europe. Payten operates as a subsidiary of the ASEE Group, which is listed on the Warsaw Stock Exchange. This strategic partnership represents a significant milestone in Rubean's international expansion strategy and highlights the increasing demand for software-based payment solutions in emerging European markets.

Rubean AG specializes as a leading provider of pure software point-of-sale solutions for banks, acquirers, and merchants. The company's mobile softPOS solution PhonePOS enables merchants to accept card payments directly on their smartphones without requiring additional hardware. This technology represents a fundamental shift in payment processing, reducing barriers for small and medium-sized businesses while providing established financial institutions with flexible, cost-effective payment alternatives.

The company's growth trajectory reflects broader industry trends toward digital payment solutions and the increasing preference for software-based systems over traditional hardware terminals. Rubean's unique position as the only softPOS solution supporting girocard (EC card) payments in Germany provides a competitive advantage in one of Europe's largest economies. Further information about the company's solutions and market position can be found at https://www.rubean.com.

With the company expecting further growth in the current fourth quarter of the fiscal year, Rubean's performance indicates strong market validation for software-based payment technologies. The successful implementation of strategic partnerships like the Payten agreement demonstrates how fintech companies can leverage licensing models to accelerate market penetration while maintaining capital efficiency. This growth pattern suggests increasing acceptance of mobile payment solutions among both merchants and financial institutions across Europe.